Financial Literacy – The Organized Investor Pod-CLASS

How to Organize Your Financial Affairs to Save Thousands (Ep. 21)

By The Organized Investor Pod-Class | September 10, 2024

Do you think you’ve covered all your financial bases, or are you struggling to keep up with your financial plans, retirement goals, or estate management?

You’re not alone. Hosts Jerry Goodman and Megan Hubbard are here with strategies to help you gain control and clarity, showing how small financial changes could earn big results.

In this episode, Jerry and Megan focus on how to organize your finances and improve your long-term financial outlook through proven techniques, including the powerful dividend growth strategy. Whether you’re new to retirement planning or need to streamline your investments, this episode offers actionable steps that could make a big difference.

Take Bruce, for example—a client whose holistic financial strategy saved him nearly $200,000 in advisory fees over 20 years. His success story shows how small adjustments can yield enormous financial benefits. If you’re ready to optimize your portfolio and create a solid financial future, this episode is packed with practical advice you won’t want to miss.

Key Highlights:

Dividend Growth Strategy: Learn how this investment approach yielded a 14.06% return over five years, ensuring long-term financial stability and growth
Client Success Story – Bruce: See how one client saved nearly $10,000 annually by cutting unnecessary fees and simplifying his investments, leading to significant long-term savings
Estate & Tax Planning: Discover the importance of aligning your estate planning, tax advisors, and financial strategies to maximize efficiency and ensure assets are managed correctly
Holistic Approach: Jerry emphasizes the value of having all your financial, legal, and tax advisors work together for a seamless and stress-free process
Cost Savings: Uncover how reducing advisory fees and eliminating underperforming mutual funds can drastically improve your financial future
Target Audience: This episode is particularly beneficial for clients and their families, offering clear guidance on managing investments and preparing for the future as beneficiaries
And much more!

Reevaluate your investment strategy and consider the dividend growth approach for long-term success. Contact Jerry and Megan for personalized advice to optimize your portfolio.

Connect with Jerry Goodman and Megan Hubbard:

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How to Boost Your Portfolio with Dividend Growth Strategies (Ep. 20)

By The Organized Investor Pod-Class | August 27, 2024

Are your investments not performing as well as you’d like? Looking for a strategy that consistently outperforms the market?

In this PodCLASS episode, Jerry Goodman and Megan Hubbard dive into the surprising ways your investment portfolio might be underperforming—and how you can fix it. If you think managing your finances is as simple as checking the numbers, think again. This conversation could save you tens of thousands of dollars annually, and it all starts with knowing what to look for.

Jerry and Megan explore how investors can unknowingly miss out on potential gains and share their insights on ways to improve your investment portfolio. And the best part? Finding those improvements doesn’t cost a dime—it just requires a little time and a willingness to dig into your financial details.

Key Highlights:

Core Investment Principles: Discover how the dividend growth strategy ensures stability and growth in your portfolio, even during market volatility
Proven Performance: Jerry presents compelling evidence from multiple studies, showcasing how dividend growth strategies have consistently outperformed the market over the long term
- Exhibit A: Wells Fargo’s DSIP showing a 12% annual return over 30 years
- Exhibit B: Research from Ned Davis confirming the long-term success of dividend growth
- Exhibit C: A five-year review of advisory accounts showing a 14.06% annual net return
- Exhibit D: An article on FOMO and its risks compared to a steady dividend strategy
- Exhibit E: Insights on finding bargain opportunities during bear markets
Target Audience: Understand why this strategy is particularly beneficial for potential clients and the families of current clients, ensuring a clear comprehension of how their investments are managed
Practical Benefits: Jerry emphasizes achieving a 2% annual improvement in performance through lower advisory fees, avoiding mutual fund costs, and selective investments, significantly impacting overall portfolio value
Estate Planning: Revisit earlier episodes on estate planning to understand how to organize your affairs and utilize revocable living trusts, particularly relevant for Tennessee residents
And much more!

Reevaluate your investment strategy and consider the dividend growth approach for long-term success. Contact Jerry and Megan for personalized advice to optimize your portfolio.

Connect with Jerry Goodman and Megan Hubbard:

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Seizing Market Opportunities: The Dividend Growth Strategy (Ep. 19)

By The Organized Investor Pod-Class | August 13, 2024

Are you ready to turn market downturns into investment opportunities?

You’re in the right place!

Buckle up for the 19th episode of ‘The Organized Investor PodCLASS,’ where hosts Jerry Goodman and Megan Hubbard discuss the dividend growth strategy. This episode continues our series on organizing investments and managing retirement planning, with a special focus on the benefits of dividend growth investing.

Key Highlights:

Core Investment Principles: Discover how the dividend growth strategy can provide stability and growth in your financial portfolio, especially during volatile markets
Bargain Opportunities: Jerry Goodman illustrates how market downturns, like the 2020 COVID-19 pandemic and the 2023 regional bank crises, present unique buying opportunities. Learn how these events allowed for strategic investments in undervalued sectors
Strategic Diversification: Understand the importance of diversifying your portfolio. Jerry and Megan discuss balancing investments between stable dividend growth stocks and undervalued stocks affected by market downturns, leading to significant gains
Market Insights: Jerry emphasizes the importance of being prepared for unpredictable market opportunities and acting quickly to capitalize on them, supported by thorough research and diversification
Professional Advice: The episode underscores the value of professional financial advice and understanding the risks associated with market investments. Jerry and Megan offer personalized assessments to help optimize your investment strategy
Estate Planning: The discussion also touches on the importance of clients’ families understanding their investment strategies, especially concerning future inheritances
And much more!

Reevaluate your investment strategy and consider the dividend growth approach for long-term success. Contact Jerry and Megan for personalized advice to optimize your portfolio.

Connect with Jerry Goodman and Megan Hubbard:

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Stable Returns in Any Market: The Dividend Growth Strategy (Ep. 18)

By The Organized Investor Pod-Class | July 24, 2024

Looking to enhance your long-term financial plan with a strategy that ensures stability and consistent growth?

Is this possible in the current bear market?

Join us for the 18th episode of ‘The Organized Investor PodCLASS,’ where hosts Jerry Goodman and Megan Hubbard “harp” on the dividend growth strategy. This episode is part of a broader series focused on organizing investments and managing financial affairs. Jerry and Megan, professionals with extensive backgrounds in teaching and financial services, bring insights and humor to this engaging discussion, making complex financial concepts accessible.

Key Highlights:

Core Investment Principles: Understand how investing in dividend-growing companies can lead to long-term financial stability and growth with lower volatility
Real-Life Success: Learn about the consistent profitability of the dividend growth strategy, evidenced by an average annual return of 14% over the past five years in accounts managed by Jerry and Megan
Market Insights: Discover the opportunities in bear markets. Megan explains their characteristics, emphasizing their shorter duration and less frequent occurrence compared to bull markets, supported by historical data
Strategic Investments: Gain insights into how strategic investments during the 2020 COVID-19 market drop, particularly in undervalued sectors like airlines and hospitality, yielded significant returns
Practical Advice: Reflect on your current investment performance. If your returns are lower than the discussed 14%, you might have room for improvement. Jerry and Megan offer to review your statements and provide personalized assessments
Estate Planning: Explore the importance of estate planning, especially through revocable living trusts, and understand why it’s crucial for comprehensive financial management
And much more!

Reevaluate your investment strategy and consider the dividend growth approach for long-term success. Contact Jerry and Megan for personalized advice to optimize your portfolio.

Connect with Jerry Goodman and Megan Hubbard:

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Dividend Growth Strategy Explained (Ep. 17)

By The Organized Investor Pod-Class | July 11, 2024

Are you looking for a foolproof investment strategy that ensures stability and growth, no matter the market conditions?

Tune in to the 17th episode of ‘The Organized Investor PodCLASS,’ where hosts Jerry Goodman and Megan Hubbard discuss the dividend growth strategy. Like a legal discovery process, they break down this dependable investment approach, using a Q&A format to make complex concepts simple and relatable.

Key Highlights:

Core Investment Principles: Discover why investing in well-managed companies with a track record of increasing dividends annually is a cornerstone of financial stability and growth
DSIP List Success: Learn about the Diversified Stock Income Plan (DSIP) from Wells Fargo, which has achieved a 30-year average annual return of 12%, outperforming the S&P 500’s 9.6%
Exhibit A: Research list from Wells Fargo’s DSIP demonstrating long-term success
Exhibit B: Summary from Ned Davis Research showing the superior performance of dividend-growing stocks over extended periods
Exhibit C: Results from 84 advisory accounts managed by Jerry and Megan, achieving an average net return of 14.06% per year over five years
Exhibit D: Discussion on the “Fear of Missing Out” (FOMO) and how the tech bubble’s minimal growth contrasts with the stable returns of dividend growth stocks
Engagement: Reflect on your current investment strategy and compare it with the dividend growth approach. Reach out to Jerry and Megan for a personalized assessment and see how you can optimize your portfolio for long-term success
And much more!

Connect with Jerry Goodman and Megan Hubbard:

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How to Make the Most of Dividend Growth (Ep. 16)

By The Organized Investor Pod-Class | June 25, 2024

Are you on the hunt for an investment strategy that can weather any storm?

Join hosts Jerry Goodman and Megan Hubbard in this episode of ‘The Organized Investor PodCLASS’ as they take a deep dive into the principles of dividend growth investing. Drawing an analogy to a legal discovery process, they guide you through evidence-backed strategies that work to enhance your long-term financial future.

Key Highlights:

Personal Touch: Jerry and Megan weave professional insights with personal anecdotes, making complex financial strategies approachable and relatable
Core Investment Principles: Emphasis on investing in companies with a history of growing dividends annually, a strategy proven to offer stability and growth
DSIP List Success: Discover the Diversified Stock Income Plan (DSIP) list from Wells Fargo, boasting a 30-year average annual return of 12%, outperforming the S&P 500’s 9.6%
Exhibit B: Summary of a Ned Davis research report showing that dividend-growing stocks outperform the S&P 500 over a period longer than 30 years
Exhibit C: Insights from past episodes detailing the performance of 84 advisory accounts managed with a dividend growth strategy, achieving an average net return of 14.06% per year over five years
Educational Approach: Learn the importance of repeating key concepts to ensure they sink in, as Jerry likens it to the rinse-and-repeat process in hair washing
Engagement: Encourages listeners to review their investment performance and compare it with the dividend growth strategy, offering assistance for those needing help
And much more!

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How to Make the Most of Dividend Investing (Ep. 15)

By The Organized Investor Pod-Class | June 11, 2024

Are you struggling with the complexities of modern investment options?

In this episode of ‘The Organized Investor PodCLASS,’ hosts Jerry Goodman and Megan Hubbard unravel the principles of dividend investing, helping you to understand your portfolio and to prepare your financial future. Discover tried and true methods that have benefited their clients for decades and gain practical knowledge to organize your investments effectively.

Key Highlights:

Personal Touch: Jerry and Megan blend professional insights with personal anecdotes, making complex financial strategies approachable and relatable
Core Investment Principles: Learn the importance of adhering to fundamental investment principles amidst a constantly evolving array of financial products
DSIP List Success: Discover the Diversified Stock Income Plan (DSIP) list from AG Edwards, a strategy that boasts a 30-year average annual return of 12%, outperforming the S&P 500
Advisory Accounts Performance: Hear about the impressive performance of their advisory accounts, which have averaged a 14.06% net return per year over five years, highlighting the potential of dividend-raising stocks
Research-Backed Strategies: Jerry and Megan discuss supporting research from Ned Davis, showing that dividend-raising stocks have outperformed the market over a span of 48 years
And much more!

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Overcoming the Top Five Fears in Retirement Planning (Ep. 14)

By The Organized Investor Pod-Class | May 28, 2024

Are you worried you might outlive your savings?

Join hosts Jerry Goodman and Megan Hubbard in this compelling episode of ‘The Organized Investor PodCLASS’, where they guide you through uncovering your financial destiny. Addressing fears like outliving your savings, this episode empowers you with knowledge about the intricacies of 401(k) plans and the necessity for transparent investment fees. Learn actionable strategies to ensure your financial security and longevity.

Key Highlights:

Understanding Financial Anxiety: Confront the common fear of depleting retirement funds with effective long-term financial strategies
Navigating Retirement Uncertainties: Equip yourself with tactics to control what’s within your reach and prepare for the unforeseeable elements like economic fluctuations
Critiquing 401(k) Plans: Dive into a case study revealing the often-overlooked disadvantages of 401(k) plans that could be compromising your retirement goals
Exploring “Pay to Play” Dynamics: Shed light on the secretive financial relationships influencing your retirement plans and how to advocate for your best interests
Making Informed Retirement Choices: Optimize your retirement outcomes by understanding the real impacts of your financial decisions
And much more!

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How You Could Outsmart the Market with Proven Investment Strategies (Ep. 13)

By The Organized Investor Pod-Class | May 14, 2024

Tired of the same old investment advice?

Unlock your financial future’s potential with Jerry Goodman and Megan Hubbard in this captivating episode of ‘The Organized Investor PodCLASS’. Dive into the world of strategic investment and personal financial management as this episode not only navigates you through effective financial tools and strategies but also underscores the critical role of education in making informed financial decisions.

Key Highlights:

Robust Investment Strategies: Discover the advantages of individual stocks like those in the Wells Fargo DSIP list, which has consistently outperformed the S&P 500 with a 12% annual gain over three decades
Navigating Financial Pitfalls: Learn why avoiding mutual funds in advisory accounts could protect your returns from high fees and excessive diversification
Effective Estate and Succession Planning: Gain practical advice on managing estate transitions smoothly, enhancing family trust and understanding
Impressive Performance Insights: Uncover the secrets behind their advisory services’ remarkable 14.06% net annual return over five years
Personalized Retirement Strategies: Get acquainted with the ‘Envision’ tool and how it tailors retirement planning to individual needs
Commitment to Education: Understand the depth of financial strategies deployed, ensuring confidence and comprehensive
And much more!

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How To Unleash Your Portfolio’s Power (Ep. 12)

By TheOrganizedInvestorPod-Class | April 11, 2024

Is your investment strategy holding you back?

Join Jerry Goodman and Megan Hubbard in ‘The Organized Investor PodCLASS’ as they guide you through the art of effective investment and retirement plan organization. This episode, brimming with actionable advice, emphasizes the critical role of proactive management and an open mindset in enhancing your financial performance.

Key Highlights:

Transform Your Portfolio: Learn to view your investment portfolio as a potential goldmine, requiring attentive management to unlock immense value
Impressive Performance Insights: Explore the impressive five-year journey of 190 advisory accounts, showcasing a 14.06% net return rate
Navigating ‘Pay to Play’ Dynamics: Uncover how ‘Pay to Play’ arrangements in the investment industry could impact your financial choices
Strategy for Annual Improvement: Discover their innovative approach to boost financial performance, aiming for a 2% annual improvement in your portfolio
The Power of Active Involvement: Embrace the importance of being hands-on in managing your investments, moving beyond dependence on advisors or funds
Learn and Grow with Professionals: Engage in Jerry and Megan’s self-funded workshops and educational resources for unbiased, invaluable financial guidance
Future Episodes Preview: Stay tuned for more episodes packed with financial insights and investment strategies that can make a real difference

Connect with Jerry Goodman and Megan Hubbard:

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