Tag: estate Planning
How Organizing Your Investments Could Save You Thousands (Ep. 24)

How Organizing Your Investments Could Save You Thousands (Ep. 24)

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Could small tweaks in your investment strategy be the key to thousands in extra returns? 

Discover how cutting hidden fees, focusing on high-growth dividend stocks, and avoiding conflicts of interest could transform your portfolio—just like it did for one client who saved $9,800 a year.

In this final episode of a 24-part series, your hosts Jerry Goodman and Megan Hubbard reveal how reducing advisory fees and avoiding hidden mutual fund costs can boost your portfolio by 2% annually—adding up to significant long-term savings.

The Dividend Growth Strategy, which focuses on top-tier companies with rising dividends, offers higher returns with less risk. You’ll also learn how to capitalize on market downturns to find bargain investment opportunities, while sidestepping the risks of “pay-to-play” practices in financial services.

This episode offers the key insights you need to take control, organize your affairs, and start building lasting wealth today to prepare for tomorrow.

Key Highlights:

  • Investment Performance Improvement: Improve your financial outcomes by 2% annually through smarter investment choices and reduced fees
  • Lowering Hidden Costs: Cutting advisory fees by just 0.25% can lead to significant long-term savings, while avoiding hidden mutual fund costs boosts returns
  • Dividend Growth Strategy: Focusing on companies with a track record of increasing dividends offers lower volatility and better returns compared to mutual funds or ETFs
  • Avoiding Pay-to-Play Conflicts: Discover how to avoid conflicts of interest where financial advisors might prioritize their profits over your portfolio
  • Client Success Story: Bruce’s portfolio restructuring saved him $9,800 a year while improving his overall returns
  • Market Downturn Opportunities: Learn how to invest in high-quality stocks during market downturns for long-term gains
  • Organized Financial Management: The importance of organizing your investments with a comprehensive approach that includes tax and estate planning
  • And much more!

 

Actionable Takeaways:

  • Lower your advisory fees and avoid mutual fund fees to maximize your savings
  • Implement the Dividend Growth Strategy for consistent, long-term returns with lower risk
  • Be cautious of pay-to-play practices that could skew your financial advisor’s objectivity
  • Rebalance your portfolio during market dips to take advantage of undervalued stocks

Connect with Jerry Goodman and Megan Hubbard: 

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The Critical Role of Estate Planning and Retirement Readiness (Ep. 23)

The Critical Role of Estate Planning and Retirement Readiness (Ep. 23)

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Have you prepared for a comfortable retirement? Is your estate in order?

To retire in comfort, your plan depends on more than just saving—discover the critical steps to protect your wealth and loved ones.

In this episode, your hosts Jerry Goodman and Megan Hubbard from Tennessee Wealth Management are sharing key strategies to safeguard your financial future. Discover how the Envision planning tool can assess your retirement readiness for free and learn why essential legal documents like wills and power of attorney are crucial.

Using real-life stories, they highlight the importance of early planning, debunk myths about revocable living trusts, and explain why probate in Tennessee may not be as daunting as you think. Plus, find out how the “step-up in basis” tax rule can save your heirs from large capital gains taxes.

Key Highlights:

  • Retirement Planning Tools: The Envision planning tool helps clients assess their retirement readiness, with Sally’s story showcasing its value
  • Estate Planning Pitfalls: Learn from Jack’s story about the dangers of not having essential legal documents, such as a will or power of attorney
  • Trusts vs. Wills: Misconceptions about revocable living trusts are cleared up, and the reality of probate in Tennessee is explained
  • Step-Up in Basis: This powerful tax provision can save heirs from massive capital gains taxes, as shown in a case involving Truist Bank stock
  • Organizational Tools: The Housekeeping Profile and a Five-Step Process ensure all your affairs are in order, providing direction and clarity
  • Final PodCLASSes: This episode is part of a two-episode wrap-up that summarizes key takeaways from over 12 hours of content on financial stability
  • And much more!

Don’t leave your financial future to chance—listen now to learn how to protect your assets and provide clarity for yourself and your loved ones.

 

Resources:

Connect with Jerry Goodman and Megan Hubbard: 

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The Hidden Power of Transparency in Boosting Your Wealth (Ep. 22)

The Hidden Power of Transparency in Boosting Your Wealth (Ep. 22)

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Hidden fees could be eating into your returns, and transparency is key to unlocking better financial outcomes. 

Hosts Megan Hubbard and Jerry Goodman reveal how strategies like the Dividend Growth Strategy—which delivered a 14.06% return over five years—can outperform traditional mutual funds.

Megan and Jerry share a success story featuring Bruce and explain how aligning his advisors saved him thousands in fees and boosted his returns. They also expose the issues that come with pay-to-play relationships at some firms and discuss how getting a second opinion can help uncover hidden costs and improve performance.

This episode is packed with insights to help you optimize your portfolio and take control of your financial future.

Key Highlights:

  • Dividend Growth Strategy: Discover how adopting this approach led to a 14.06% return over five years, outperforming a typical mutual fund strategy by 77%
  • Client Success Story – Bruce: See how aligning his advisors saved Bruce thousands in fees and unlocked unexpected investment returns
  • Streamlined Wealth Management: How discretionary portfolio management at Tennessee Wealth Management improves efficiency and drives long-term results
  • Pay-to-Play Pitfalls: Learn how some investment firms may choose mutual funds based on incentives, not your best interests, and what to watch out for
  • Second Opinions: Find out why getting a fresh perspective on your investments could save you from hidden fees and deliver higher returns
  • The Power of Transparency: Understanding the true cost of advisory fees and decision-making processes can dramatically improve your financial outcomes
  • And much more!

Don’t let hidden fees and outdated strategies hold you back. Tune in now to discover how you can take charge of your financial future today.

 

Connect with Jerry Goodman and Megan Hubbard: 

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How to Organize Your Financial Affairs to Save Thousands (Ep. 21)

How to Organize Your Financial Affairs to Save Thousands (Ep. 21)

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Do you think you’ve covered all your financial bases, or are you struggling to keep up with your financial plans, retirement goals, or estate management?

You’re not alone. Hosts Jerry Goodman and Megan Hubbard are here with strategies to help you gain control and clarity, showing how small financial changes could earn big results.

In this episode, Jerry and Megan focus on how to organize your finances and improve your long-term financial outlook through proven techniques, including the powerful dividend growth strategy. Whether you’re new to retirement planning or need to streamline your investments, this episode offers actionable steps that could make a big difference.

Take Bruce, for example—a client whose holistic financial strategy saved him nearly $200,000 in advisory fees over 20 years. His success story shows how small adjustments can yield enormous financial benefits. If you’re ready to optimize your portfolio and create a solid financial future, this episode is packed with practical advice you won’t want to miss.

Key Highlights:

  • Dividend Growth Strategy: Learn how this investment approach yielded a 14.06% return over five years, ensuring long-term financial stability and growth
  • Client Success Story – Bruce: See how one client saved nearly $10,000 annually by cutting unnecessary fees and simplifying his investments, leading to significant long-term savings
  • Estate & Tax Planning: Discover the importance of aligning your estate planning, tax advisors, and financial strategies to maximize efficiency and ensure assets are managed correctly
  • Holistic Approach: Jerry emphasizes the value of having all your financial, legal, and tax advisors work together for a seamless and stress-free process
  • Cost Savings: Uncover how reducing advisory fees and eliminating underperforming mutual funds can drastically improve your financial future
  • Target Audience: This episode is particularly beneficial for clients and their families, offering clear guidance on managing investments and preparing for the future as beneficiaries
  • And much more!

 

Reevaluate your investment strategy and consider the dividend growth approach for long-term success. Contact Jerry and Megan for personalized advice to optimize your portfolio.

 

Connect with Jerry Goodman and Megan Hubbard: 

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How We Guard Your Legacy (Ep. 5)

How We Guard Your Legacy (Ep. 5)

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Think estate planning is just for the wealthy? 

Think again. 

Jerry Goodman and Megan Hubbard are here to shatter this and other common misconceptions. Listen in as they reveal pivotal truths essential to safeguarding your family’s financial future.

In this PodCLASS, Jerry and Megan explore:

  • Why neglecting estate planning could be the biggest risk to your family’s legacy
  • How choosing the right estate planning package could save you money compared to traditional legal services
  • An insider’s guide to two crucial estate packages that put you in control of your future
  • A creative spin on ‘Leave it to Beaver’ that reveals the stark realities of dying without a will in Tennessee
  • The surprising truths about revocable living trusts and why they might not be the safeguard you thought
  • A critical look at the hidden drawbacks of trusts – especially when it comes to accessing your assets when you need them most
  • And much more!

 

Resources:

Connect with Jerry Goodman and Megan Hubbard: 

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Estate Planning Series: More than Just Tidying Up (Ep. 4)

Estate Planning Series: More than Just Tidying Up (Ep. 4)

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Estate planning isn’t just about documents; it’s about the details. Ready to master yours?

In this enlightening PodCLASS, the father-daughter duo of Jerry Goodman and Megan Hubbard from Tennessee Wealth Management decode the complexities of estate planning. Drawing from Jerry’s four-decade-long financial experience and Megan’s teaching background, the hosts unravel the importance of meticulous planning and the dangers of overlooking the details.

In this PodCLASS, Jerry and Megan highlight:

  • Their 5-step estate planning process, initiated with their PodCLASS spiral learning
  • The need for in-depth discussions to grasp personal situations, with a focus on in-person meetings
  • Essential attorney involvement for crafting and refining estate documents
  • The document signing ceremony and its inherent adaptability
  • Step Five: the crucial housekeeping stage safeguarding previous planning
  • Challenges include Tennessee’s probate process, out-of-state probate issues, and pitfalls of incorrect asset ownership.
  • Plus more insights!

 

Connect with Jerry Goodman and Megan Hubbard: 

 

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Introducing Megan Hubbard, Your Pod-CLASS Teacher (Ep. 2)

Introducing Megan Hubbard, Your Pod-CLASS Teacher (Ep. 2)

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Are you ready to take control of your financial future? Meet your guides, Jerry Goodman and Megan Hubbard, as they introduce The Organized Investor Pod-CLASS, your textbook to handling your financial affairs.

In this episode, Jerry Goodman introduces co-host Megan Hubbard, your Pod-CLASS teacher! Megan shares her background as a licensed teacher and together they discuss their goal to educate listeners about organizing their investments, retirement, and affairs through The Organized Investor Pod-CLASS.

Jerry and Megan touch upon: 

  • A little bit about Megan’s history as a licensed teacher in Tennessee and how she decided to join the financial industry
  • Their goal to provide client education through The Organized Investor Pod-CLASS and inform listeners on organizing investments, retirement, and other financial affairs
  • Who their team is and what they do
  • What Megan does for fun when she isn’t in the office and what her idea of success is
  • What you can expect to learn from The Organized Investor Pod-Class
  • How they plan to DRAMATICALLY improve listeners’ financial futures, and how you can benefit the most from The Organized Investor Pod-Class
  • And more

 

Resources:

Connect with Jerry Goodman and Megan Hubbard: 

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